The Upside of Having a Mortgage When You Stop Working

Conventional wisdom says that the mortgage must be paid off before you stop working, and one way or another it is a target for most of us. There is however a growing number of people who will not manage that - and this article highlights some potential benefits of NOT fulfilling that goal.

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Can YOU Afford to Retire? | 4% Rule Explained | Safe Withdrawal Rate

It doesn't really matter at what age you decide to stop working - whether you want to describe it as retirement or not, the real question is do you have the finances in place to stop either working for someone else, or stop running you own business.

What would you numbers look like?

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Average Savings at Retirement Age

What will your savings be at retirement age?

Does it really matter?

The answers to those question will depend on what you pension pot looks like, what other income you'll have from investments and how much you need to provide fro the lifestyle you plan to have.

This article, whilst very US based, give some interesting point to consider.

ENJOY

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11 Things I Cut from My Budget And Don't Miss At All | The Financial Diet

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Ramit Sethi - Personal Finance Basics

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